/* ==================== Reset ==================== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

/* ==================== Variables ==================== */
:root {
  --bg: #f5f5f7;
  --bg-card: #ffffff;
  --bg-hover: #fafafa;
  --bg-input: #ffffff;
  --border: #e5e5ea;
  --border-focus: #0071e3;
  --text: #1d1d1f;
  --text-secondary: #86868b;
  --text-muted: #aeaeb2;
  --primary: #0071e3;
  --primary-hover: #0077ed;
  --primary-light: rgba(0,113,227,.08);
  --success: #34c759;
  --danger: #ff3b30;
  --warning: #bf5f00;
  --info: #5ac8fa;
  --purple: #5856d6;
  --pink: #ff2d55;
  --shadow-xs: 0 1px 2px rgba(0,0,0,.04);
  --shadow-sm: 0 1px 3px rgba(0,0,0,.06);
  --shadow-md: 0 4px 12px rgba(0,0,0,.08);
  --shadow-lg: 0 8px 30px rgba(0,0,0,.12);
  --shadow-xl: 0 20px 60px rgba(0,0,0,.15);
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-xl: 24px;
  --transition: .2s cubic-bezier(.4,0,.2,1);
  --transition-slow: .35s cubic-bezier(.4,0,.2,1);
}

body.dark {
  --bg: #0d0d0f;
  --bg-card: #1c1c1e;
  --bg-hover: #2c2c2e;
  --bg-input: #2c2c2e;
  --border: #38383a;
  --border-focus: #0a84ff;
  --text: #f5f5f7;
  --text-secondary: #98989d;
  --text-muted: #636366;
  --primary: #0a84ff;
  --primary-hover: #409cff;
  --primary-light: rgba(10,132,255,.12);
  --success: #30d158;
  --danger: #ff453a;
  --warning: #ff9f0a;
  --info: #64d2ff;
  --purple: #bf5af2;
  --pink: #ff375f;
  --shadow-xs: 0 1px 2px rgba(0,0,0,.2);
  --shadow-sm: 0 1px 3px rgba(0,0,0,.3);
  --shadow-md: 0 4px 12px rgba(0,0,0,.4);
  --shadow-lg: 0 8px 30px rgba(0,0,0,.5);
  --shadow-xl: 0 20px 60px rgba(0,0,0,.6);
}

/* ==================== Base ==================== */
body {
  font-family: -apple-system, BlinkMacSystemFont, 'SF Pro Text', 'Segoe UI', 'Noto Sans SC', system-ui, sans-serif;
  background: var(--bg);
  min-height: 100vh;
  color: var(--text);
  font-size: 14px;
  line-height: 1.47;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  transition: background var(--transition), color var(--transition);
}

::selection { background: var(--primary); color: #fff; }

/* ==================== Layout ==================== */
.container { max-width: 1060px; margin: 0 auto; padding: 28px 24px; }
.hidden { display: none !important; }
.text-center { text-align: center; }
.mt-2 { margin-top: 8px; }

/* ==================== Card ==================== */
.card {
  background: var(--bg-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  padding: 32px;
  border: 1px solid var(--border);
  transition: background var(--transition), border-color var(--transition), box-shadow var(--transition);
}

/* ==================== Buttons ==================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 8px 18px;
  border: none;
  border-radius: 980px;
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
  line-height: 1.3;
  letter-spacing: -.01em;
  position: relative;
  overflow: hidden;
}
.btn::after {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0);
  transition: background var(--transition);
}
.btn:active::after { background: rgba(0,0,0,.06); }
.btn-primary { background: var(--primary); color: #fff; }
.btn-primary:hover { background: var(--primary-hover); box-shadow: 0 4px 16px rgba(0,113,227,.35); transform: translateY(-1px); }
.btn-primary:active { transform: translateY(0); }
.btn-secondary { background: var(--bg-hover); color: var(--text); border: 1px solid var(--border); }
.btn-secondary:hover { background: var(--border); border-color: var(--border); }
.btn-danger { background: var(--danger); color: #fff; }
.btn-danger:hover { background: #ff453a; box-shadow: 0 4px 12px rgba(255,59,48,.3); transform: translateY(-1px); }
.btn-danger:active { transform: translateY(0); }
.btn-sm { padding: 5px 14px; font-size: 12px; }
.btn-block { width: 100%; }
.btn:disabled { opacity: .4; cursor: not-allowed; pointer-events: none; }

/* ==================== Input ==================== */
.input {
  width: 100%;
  padding: 11px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-md);
  font-size: 15px;
  transition: border-color var(--transition), box-shadow var(--transition);
  font-family: inherit;
  background: var(--bg-input);
  color: var(--text);
}
.input:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 4px var(--primary-light); }
.input::placeholder { color: var(--text-muted); }
.select {
  width: 100%;
  padding: 11px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-md);
  font-size: 15px;
  font-family: inherit;
  background: var(--bg-input);
  cursor: pointer;
  color: var(--text);
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%2386868b' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.select:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 4px var(--primary-light); }
label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--text-secondary);
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: .04em;
}
.field-required {
  color: var(--danger);
  font-weight: 700;
  margin-left: 2px;
}
.field-optional {
  color: var(--text-muted);
  font-weight: 400;
  font-size: 11px;
  text-transform: none;
  letter-spacing: 0;
  margin-left: 2px;
}

/* ==================== Auth ==================== */
.auth-box { max-width: 420px; margin: 80px auto; }
.auth-box .card {
  padding: 40px;
  position: relative;
  overflow: hidden;
}
.auth-box .card::before {
  content: '';
  position: absolute;
  top: -60%;
  left: -20%;
  width: 140%;
  height: 140%;
  background: radial-gradient(ellipse at 30% 20%, rgba(0,113,227,.06) 0%, transparent 60%);
  pointer-events: none;
}
.auth-box h2 { font-size: 24px; margin-bottom: 28px; text-align: center; font-weight: 700; }
.form-group { margin-bottom: 18px; }
.auth-switch { text-align: center; margin-top: 18px; font-size: 14px; color: var(--text-secondary); }
.auth-switch a { color: var(--primary); cursor: pointer; font-weight: 500; }
.auth-switch a:hover { text-decoration: underline; }

/* ==================== Header ==================== */
.header { text-align: center; margin-bottom: 32px; }
.header h1 {
  font-size: 30px;
  font-weight: 800;
  color: var(--text);
  letter-spacing: -.03em;
  background: linear-gradient(135deg, #1d1d1f 0%, #0071e3 50%, #5856d6 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.header p { font-size: 15px; color: var(--text-secondary); margin-top: 6px; }

/* ==================== Dashboard ==================== */
.dashboard-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 28px;
  flex-wrap: wrap;
  gap: 12px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--border);
}
.dashboard-header h2 { font-size: 24px; font-weight: 700; letter-spacing: -.02em; }
.user-info { font-size: 14px; color: var(--text-secondary); display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.user-info .logout { color: var(--danger); cursor: pointer; font-size: 14px; font-weight: 500; transition: opacity var(--transition); }
.user-info .logout:hover { opacity: .7; }

/* Dashboard stat cards */
.stat-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin-bottom: 24px;
}
.dash-stat {
  text-align: center;
  padding: 20px 12px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  transition: all var(--transition);
}
.dash-stat:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.dash-stat-icon { font-size: 28px; margin-bottom: 6px; }
.dash-stat-value {
  font-size: 24px;
  font-weight: 700;
  letter-spacing: -.02em;
  line-height: 1.2;
}
.dash-stat-label { font-size: 13px; color: var(--text-secondary); margin-top: 2px; }

/* Dashboard section cards */
.dash-section {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px;
  margin-bottom: 18px;
  transition: background var(--transition), border-color var(--transition);
}
.dash-section-title {
  font-size: 16px;
  font-weight: 600;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.dash-section-subtitle {
  font-size: 13px;
  color: var(--text-secondary);
  margin-bottom: 12px;
}

/* Credit distribution bars */
.credit-bar-row {
  display: flex;
  align-items: center;
  gap: 10px;
}
.credit-bar-name {
  width: 70px;
  font-size: 14px;
  font-weight: 500;
  text-align: right;
  flex-shrink: 0;
}
.credit-bar-track {
  flex: 1;
  height: 22px;
  background: var(--bg);
  border-radius: 6px;
  overflow: hidden;
}
.credit-bar-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--primary), var(--info));
  border-radius: 6px;
  transition: width var(--transition-slow);
}
.credit-bar-value {
  width: 80px;
  font-size: 14px;
  color: var(--text-secondary);
  flex-shrink: 0;
}
.credit-bar-count {
  font-size: 13px;
  color: var(--text-muted);
  flex-shrink: 0;
}

/* Interest-free ranking */
.ranking-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 14px;
  border-radius: 12px;
  transition: background var(--transition);
}
.ranking-item:hover { background: var(--bg-hover); }
.ranking-item:first-child { background: linear-gradient(135deg, rgba(0,113,227,.06) 0%, rgba(90,200,250,.06) 100%); }
.ranking-medal { font-size: 20px; width: 32px; text-align: center; flex-shrink: 0; }
.ranking-info { flex: 1; min-width: 0; }
.ranking-name { font-size: 14px; font-weight: 500; }
.ranking-detail { font-size: 12px; color: var(--text-secondary); margin-top: 2px; }
.ranking-days { text-align: right; flex-shrink: 0; }
.ranking-days-value { font-size: 22px; font-weight: 700; color: var(--primary); line-height: 1.1; }
.ranking-days-label { font-size: 11px; color: var(--text-muted); }

/* Calendar */
.calendar-grid {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 4px;
}
.calendar-weekday {
  text-align: center;
  font-size: 12px;
  font-weight: 600;
  color: var(--text-secondary);
  padding: 6px 0;
}
.calendar-day {
  min-height: 46px;
  padding: 5px;
  border-radius: 10px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  cursor: pointer;
  transition: all var(--transition);
  position: relative;
}
.calendar-day:hover { border-color: var(--primary); background: var(--primary-light); }
.calendar-day.today {
  background: var(--primary);
  border-color: var(--primary);
}
.calendar-day.today .calendar-day-num { color: #fff; font-weight: 700; }
.calendar-day.selected { background: var(--primary-light); border-color: var(--primary); }
.calendar-day.selected .calendar-day-num { color: var(--primary); font-weight: 700; }
.calendar-day-num { font-size: 13px; font-weight: 500; color: var(--text); }
.calendar-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  margin: 3px auto 0;
}
.calendar-dot-billing { background: var(--primary); }
.calendar-dot-due { background: var(--danger); }
.calendar-detail {
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid var(--border);
}
.calendar-detail-title {
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 8px;
}
.calendar-event {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 6px 0;
  font-size: 14px;
}
.calendar-event-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}

/* Benefits distribution chips */
.chip-group { display: flex; flex-wrap: wrap; gap: 8px; }
.chip {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 6px 14px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 980px;
  font-size: 14px;
  transition: all var(--transition);
}
.chip:hover { background: var(--bg-hover); border-color: var(--border); }
.chip-value { font-weight: 700; color: var(--primary); }

/* Todo cards */
.todo-group { display: grid; gap: 12px; }
.todo-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 16px 18px;
  transition: all var(--transition);
}
.todo-card:hover { box-shadow: var(--shadow-sm); }
.todo-card-title {
  font-size: 15px;
  font-weight: 600;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.todo-card-item {
  font-size: 14px;
  padding: 4px 0;
  line-height: 1.5;
}
.todo-card-item + .todo-card-item { border-top: 1px solid var(--border); padding-top: 4px; }

/* Progress bar */
.progress-bar {
  height: 6px;
  background: var(--bg);
  border-radius: 3px;
  overflow: hidden;
  margin-top: 6px;
}
.progress-fill {
  height: 100%;
  border-radius: 3px;
  transition: width var(--transition-slow);
}
.progress-fill-primary { background: var(--primary); }
.progress-fill-success { background: var(--success); }
.progress-meta {
  font-size: 12px;
  color: var(--text-secondary);
  margin-top: 4px;
}

/* ==================== Tabs ==================== */
.tabs {
  display: flex;
  gap: 0;
  margin-bottom: 28px;
  background: var(--bg);
  border-radius: var(--radius-md);
  padding: 4px;
  border: 1px solid var(--border);
}
.tab {
  flex: 1;
  min-width: 72px;
  padding: 11px 10px;
  text-align: center;
  border: none;
  border-radius: 11px;
  font-size: 14px;
  font-weight: 500;
  cursor: pointer;
  background: transparent;
  color: var(--text-secondary);
  transition: all var(--transition);
  white-space: nowrap;
}
.tab.active {
  background: var(--bg-card);
  color: var(--text);
  box-shadow: var(--shadow-sm);
  font-weight: 700;
}
.tab:hover:not(.active) { color: var(--text); background: var(--bg-hover); }

/* Subtabs */
.subtab-group {
  display: flex;
  gap: 4px;
  background: var(--bg);
  border-radius: 10px;
  padding: 3px;
  margin-bottom: 16px;
  border: 1px solid var(--border);
}
.subtab, .subtab-btn {
  flex: 1;
  padding: 10px 14px;
  border: none;
  border-radius: 8px;
  font-size: 13px;
  font-weight: 500;
  cursor: pointer;
  background: transparent;
  color: var(--text-secondary);
  transition: all var(--transition);
  text-align: center;
}
.subtab.active, .subtab-btn.active {
  background: var(--bg-card);
  color: var(--text);
  box-shadow: var(--shadow-sm);
  font-weight: 700;
}
.subtab:hover:not(.active), .subtab-btn:hover:not(.active) { color: var(--text); background: var(--bg-hover); }

/* ==================== Card Item ==================== */
.card-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 20px;
  margin-bottom: 14px;
  background: var(--bg-card);
  transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
}
.card-item:hover {
  border-color: var(--border);
}

.user-action {
  cursor: pointer;
  color: var(--primary);
  font-size: 13px;
  font-weight: 500;
  padding: 4px 8px;
  border-radius: 6px;
  transition: all var(--transition);
}
.user-action:hover {
  background: var(--bg-hover);
}
.card-item .card-header { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 10px; }
.card-item .bank-name { font-size: 17px; font-weight: 600; color: var(--text); }
.card-item .card-dates { display: flex; gap: 10px; margin-bottom: 8px; flex-wrap: wrap; }
.card-item .date-tag {
  font-size: 13px;
  color: var(--text);
  background: var(--bg-hover);
  padding: 5px 12px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
}
.card-item .date-tag strong { color: var(--primary); }
.card-item .rules { font-size: 13px; color: var(--text-secondary); }
.card-item .rules span { display: block; margin-top: 3px; }

/* ==================== Add Card Form ==================== */
.add-card-form {
  margin-top: 16px;
  padding: 20px;
  background: var(--bg-hover);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  transition: background var(--transition);
}
.add-card-form .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.rule-preview {
  font-size: 13px;
  color: var(--text-secondary);
  padding: 12px 16px;
  background: var(--bg-card);
  border-radius: var(--radius-md);
  margin-top: 8px;
  border: 1px solid var(--border);
  line-height: 1.6;
}

/* ==================== Bank Group ==================== */
.bank-group { margin-bottom: 22px; }
.bank-group-header {
  display: flex;
  align-items: baseline;
  gap: 10px;
  margin-bottom: 12px;
  padding-bottom: 10px;
  border-bottom: 2px solid var(--border);
}
.bank-group-name { font-size: 17px; font-weight: 700; color: var(--text); }
.bank-group-count { font-size: 13px; color: var(--text-secondary); }
.bank-group-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }

/* ==================== Card Mini ==================== */
.card-mini {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 16px;
  transition: all var(--transition);
  position: relative;
}
.card-mini:hover {
  border-color: var(--primary);
  box-shadow: 0 4px 16px rgba(0,113,227,.1);
  transform: translateY(-2px);
}
.card-mini-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 10px; }
.card-mini-name {
  font-size: 14px;
  font-weight: 600;
  color: var(--text);
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}
.card-mini-actions {
  display: flex;
  gap: 2px;
}
.card-mini-actions .btn { padding: 2px 6px; font-size: 11px; }
.card-mini-info { display: flex; gap: 12px; font-size: 13px; color: var(--text-secondary); }
.card-mini-info strong { color: var(--primary); font-weight: 700; }
.card-mini-alert {
  margin-top: 8px;
  font-size: 12px;
  color: var(--primary);
  font-weight: 600;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}
.card-mini-fee { margin-top: 5px; font-size: 12px; color: var(--warning); font-weight: 500; }
.card-mini-expiry { font-size: 11px; color: var(--text-muted); }

/* ==================== Benefit Row ==================== */
.benefit-row {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 18px 20px;
  margin-bottom: 12px;
  background: var(--bg-card);
  transition: all var(--transition);
}
.benefit-row:hover {
  border-color: var(--border);
  box-shadow: var(--shadow-md);
  transform: translateY(-1px);
}
.benefit-row-main { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.benefit-row-type {
  font-size: 13px;
  background: var(--bg-hover);
  padding: 5px 12px;
  border-radius: var(--radius-sm);
  color: var(--text);
  white-space: nowrap;
  font-weight: 500;
  border: 1px solid var(--border);
}
.benefit-row-name { font-size: 16px; font-weight: 700; color: var(--text); }
.benefit-row-quota { font-size: 15px; color: var(--success); font-weight: 700; white-space: nowrap; }
.benefit-row-bank { font-size: 13px; color: var(--text-secondary); margin-left: auto; white-space: nowrap; }
.benefit-row-actions { display: flex; gap: 8px; margin-top: 14px; }
.benefit-history {
  margin-top: 12px;
  padding: 14px;
  background: var(--bg-hover);
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  font-size: 13px;
}
.benefit-history-title {
  font-size: 12px;
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 6px;
}
.benefit-history-item {
  font-size: 12px;
  padding: 4px 0;
  border-bottom: 1px solid var(--border);
  display: flex;
  justify-content: space-between;
}
.benefit-history-item:last-child { border-bottom: none; }
.benefit-history-date { color: var(--text-muted); }

/* Fulfillment progress */
.fulfillment-card {
  margin-bottom: 10px;
  padding: 12px;
  background: var(--bg-hover);
  border-radius: 10px;
  border: 1px solid var(--border);
  transition: border-color var(--transition);
}
.fulfillment-card.fulfilled { border-color: var(--success); }
.fulfillment-header {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  margin-bottom: 2px;
}
.fulfillment-status { font-weight: 600; }
.fulfillment-status.done { color: var(--success); }

/* ==================== Feedback ==================== */
.feedback-item {
  border-bottom: 1px solid var(--border);
  padding: 14px 0;
  font-size: 14px;
  transition: background var(--transition);
}
.feedback-item:last-child { border-bottom: none; }
.feedback-item:hover { background: var(--bg-hover); margin: 0 -8px; padding: 14px 8px; border-radius: var(--radius-sm); }
.fb-badge { display: inline-block; padding: 4px 12px; border-radius: var(--radius-sm); font-size: 12px; font-weight: 600; }
.fb-type-zb { background: #e8f0fe; color: #1a73e8; }
.fb-type-cp { background: #fef7e0; color: #b06000; }
.fb-type-benefit { background: #d1fae5; color: #065f46; }
.fb-type-fee { background: #fce7f3; color: #9d174d; }
.fb-status { font-size: 12px; color: var(--text-secondary); }

/* ==================== Empty State ==================== */
.empty-state { text-align: center; padding: 56px 24px; color: var(--text-secondary); }
.empty-state .icon { font-size: 52px; margin-bottom: 14px; }
.empty-state p { font-size: 15px; line-height: 1.6; }

/* ==================== Toast ==================== */
.toast {
  position: fixed;
  top: 24px;
  right: 24px;
  padding: 14px 24px;
  border-radius: var(--radius-md);
  font-size: 14px;
  color: #fff;
  z-index: 999;
  animation: toastIn .4s cubic-bezier(.4,0,.2,1);
  max-width: 380px;
  font-weight: 600;
  box-shadow: var(--shadow-lg);
  backdrop-filter: blur(20px);
}
.toast-success { background: rgba(52,199,89,.92); }
.toast-error { background: rgba(255,59,48,.92); }
.toast-info { background: rgba(0,113,227,.92); }
@keyframes toastIn { from { transform: translateX(120%); opacity: 0; } to { transform: translateX(0); opacity: 1; } }
@keyframes toastOut { from { transform: translateX(0); opacity: 1; } to { transform: translateX(120%); opacity: 0; } }
@keyframes spin { from { transform: rotate(0deg); } to { transform: rotate(360deg); } }

/* ==================== Modal ==================== */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,.5);
  backdrop-filter: blur(8px);
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  animation: fadeIn .2s ease;
}
.modal-content {
  background: var(--bg-card);
  border-radius: var(--radius-xl);
  padding: 32px;
  max-width: 720px;
  width: 100%;
  max-height: 80vh;
  overflow-y: auto;
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--border);
  animation: modalIn .3s cubic-bezier(.4,0,.2,1);
}
@keyframes modalIn { from { opacity: 0; transform: scale(.95) translateY(10px); } to { opacity: 1; transform: scale(1) translateY(0); } }
.modal-content h3 { font-size: 20px; margin-bottom: 18px; font-weight: 700; }
.modal-content table { width: 100%; font-size: 13px; border-collapse: collapse; table-layout: fixed; }
.modal-content th, .modal-content td { text-align: left; padding: 10px 8px; border-bottom: 1px solid var(--border); word-break: keep-all; }
.modal-content th { color: var(--text-secondary); font-weight: 600; font-size: 12px; text-transform: uppercase; letter-spacing: .03em; }
.modal-content td:nth-child(1) { width: 44px; white-space: nowrap; }
.modal-content td:nth-child(2) { width: 48px; white-space: nowrap; }
.modal-content td:nth-child(3) { white-space: normal; word-break: break-word; }
.modal-content td:nth-child(4) { white-space: nowrap; }
.modal-close {
  float: right;
  cursor: pointer;
  font-size: 24px;
  color: var(--text-secondary);
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: all var(--transition);
}
.modal-close:hover { background: var(--bg-hover); color: var(--text); }

/* ==================== Search Results ==================== */
#search-results {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
}
#search-results div { transition: background var(--transition); }
#search-results div:hover { background: var(--bg-hover); }
.search-result-item {
  padding: 10px 14px;
  cursor: pointer;
  font-size: 13px;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  gap: 8px;
}
.search-result-item:last-child { border-bottom: none; }
.search-result-text { flex: 1; }
.search-result-type { color: var(--text-muted); font-size: 11px; flex-shrink: 0; }

/* ==================== Compare Panel ==================== */
.compare-panel {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 18px;
  margin-bottom: 16px;
}
.compare-title {
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.compare-count { font-size: 12px; color: var(--text-secondary); font-weight: 400; }
.compare-table { width: 100%; font-size: 13px; border-collapse: collapse; }
.compare-table td { padding: 7px 8px; border-bottom: 1px solid var(--border); }
.compare-table td:first-child { font-weight: 600; color: var(--text-secondary); white-space: nowrap; }

/* ==================== Profile ==================== */
.profile-nav {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
}
.profile-nav h2 { font-size: 20px; }
.verify-row {
  display: flex;
  gap: 8px;
  align-items: stretch;
}
.verify-section {
  margin-bottom: 16px;
  padding: 14px;
  background: var(--bg);
  border-radius: 12px;
  border: 1px solid var(--border);
}
.verify-label { font-size: 13px; color: var(--text-secondary); margin-bottom: 8px; }
.verify-input-row { display: flex; gap: 8px; }

/* ==================== MCC Query ==================== */
.search-container {
  background: var(--bg-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 20px;
  margin-bottom: 20px;
  border: 1px solid var(--border);
}
.search-row {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}
.search-input-wrap {
  position: relative;
  flex: 1;
  min-width: 180px;
}
.search-input-field {
  width: 100%;
  padding: 12px 90px 12px 16px;
  border: 2px solid var(--border);
  border-radius: 12px;
  font-size: 15px;
  font-family: inherit;
  background: var(--bg-input);
  color: var(--text);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.search-input-field:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 4px var(--primary-light);
}
.search-input-actions {
  position: absolute;
  right: 4px;
  top: 50%;
  transform: translateY(-50%);
  display: flex;
  gap: 4px;
}
.search-clear-btn {
  padding: 6px;
  color: var(--text-muted);
  background: transparent;
  border: none;
  border-radius: 8px;
  cursor: pointer;
  transition: color var(--transition);
}
.search-clear-btn:hover { color: var(--text); }
.search-submit-btn {
  padding: 8px 20px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--purple) 100%);
  color: #fff;
  border: none;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  display: flex;
  align-items: center;
  gap: 6px;
}
.search-submit-btn:hover:not(:disabled) {
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(0,113,227,.3);
}
.search-submit-btn:active:not(:disabled) { transform: translateY(0); }
.search-submit-btn:disabled { opacity: .5; cursor: not-allowed; }
.filter-row {
  margin-top: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}
.example-row {
  margin-top: 12px;
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  font-size: 12px;
  align-items: center;
}
.example-label { color: var(--text-muted); }
.example-btn {
  padding: 5px 14px;
  background: var(--bg-hover);
  border: 1px solid var(--border);
  border-radius: 980px;
  color: var(--text-secondary);
  font-size: 13px;
  cursor: pointer;
  transition: all var(--transition);
  font-family: inherit;
}
.example-btn:hover {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
  transform: translateY(-1px);
}
.search-error {
  margin-top: 12px;
  padding: 10px 14px;
  background: rgba(255,59,48,.06);
  border: 1px solid rgba(255,59,48,.2);
  border-radius: var(--radius-sm);
  color: var(--danger);
  font-size: 13px;
}

/* MCC Result section */
.result-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 16px;
}
.result-title { font-size: 16px; font-weight: 600; }
.result-subtitle { font-size: 13px; color: var(--text-muted); margin-top: 4px; }
.result-toolbar { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.filter-toggle-group {
  display: flex;
  gap: 2px;
  background: var(--bg);
  border-radius: 8px;
  padding: 2px;
  border: 1px solid var(--border);
}
.filter-toggle-btn {
  padding: 6px 14px;
  border-radius: 6px;
  border: none;
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  background: transparent;
  color: var(--text-secondary);
  font-family: inherit;
}
.filter-toggle-btn.active {
  background: var(--bg-card);
  color: var(--text);
  box-shadow: var(--shadow-xs);
}
.filter-toggle-btn:hover:not(.active) { color: var(--text); }
.results-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 12px;
}

/* MCC Loading & Empty */
.loading-state {
  text-align: center;
  padding: 40px 20px;
}
.loading-spinner {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--text-muted);
  font-size: 14px;
}
.loading-spinner svg { animation: spin 1s linear infinite; width: 24px; height: 24px; }
.mcc-empty-state {
  text-align: center;
  padding: 48px 20px;
}
.mcc-empty-icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 16px;
  background: var(--bg);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}
.mcc-empty-title { font-size: 16px; font-weight: 500; color: var(--text-secondary); margin-bottom: 8px; }
.mcc-empty-desc { font-size: 13px; color: var(--text-muted); max-width: 400px; margin: 0 auto; }

/* ==================== Hotel Query ==================== */
.hotel-filter-row {
  display: flex;
  gap: 8px;
  align-items: center;
  flex-wrap: wrap;
  margin-bottom: 12px;
}
.hotel-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-left: 4px solid var(--primary);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: all var(--transition);
}
.hotel-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.hotel-card-inner { padding: 14px; }
.hotel-name { font-size: 15px; font-weight: 600; color: var(--text); margin-bottom: 4px; }
.hotel-location { font-size: 12px; color: var(--text-muted); margin-bottom: 4px; }
.hotel-price { font-size: 12px; color: var(--primary); margin-bottom: 4px; }
.hotel-features { font-size: 11px; color: var(--text-secondary); margin-bottom: 6px; }
.hotel-tags { display: flex; flex-wrap: wrap; gap: 4px; }
.hotel-tag {
  display: inline-block;
  padding: 2px 8px;
  border-radius: 4px;
  font-size: 11px;
}
.hotel-tag-bank { background: var(--primary-light); color: var(--primary); }
.hotel-tag-benefit { background: rgba(191,95,0,.08); color: var(--warning); }
.hotels-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 12px;
}

/* ==================== Template Search ==================== */
.tpl-panel {
  margin-bottom: 14px;
  padding: 14px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
}
.tpl-filter-row {
  display: flex;
  gap: 8px;
  margin-bottom: 10px;
  align-items: center;
  flex-wrap: wrap;
}
.tpl-results {
  max-height: 240px;
  overflow-y: auto;
}
.tpl-item {
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 12px;
  cursor: pointer;
  transition: all var(--transition);
  margin-bottom: 6px;
}
.tpl-item:hover {
  border-color: var(--primary);
  background: var(--primary-light);
}
.tpl-item-name { font-size: 14px; font-weight: 600; color: var(--text); margin-bottom: 4px; }
.tpl-item-short { font-size: 12px; color: var(--text-muted); }
.tpl-item-meta {
  display: flex;
  align-items: center;
  gap: 6px;
  flex-wrap: wrap;
  margin-top: 4px;
}
.tpl-tag {
  font-size: 11px;
  padding: 2px 8px;
  border-radius: 4px;
}
.tpl-tag-network { background: var(--bg); color: var(--text-secondary); }
.tpl-tag-level { background: var(--primary-light); color: var(--primary); }
.tpl-tag-fee { font-size: 12px; color: var(--text-muted); }
.tpl-tag-waiver { font-size: 12px; color: var(--success); }

/* ==================== Card action buttons ==================== */
.card-action-bar {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}

/* ==================== Form section headers ==================== */
.form-section-title {
  font-size: 13px;
  font-weight: 600;
  color: var(--text-secondary);
  text-transform: uppercase;
  letter-spacing: .03em;
  margin: 16px 0 10px;
  padding-bottom: 6px;
  border-bottom: 1px solid var(--border);
}

/* ==================== Footer ==================== */
.footer-brand { text-align: center; margin-top: 32px; font-size: 13px; color: var(--text-secondary); }
.footer-brand a { color: var(--primary); text-decoration: none; font-weight: 500; }
.footer-brand a:hover { text-decoration: underline; }

/* ==================== Animations ==================== */
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
@keyframes slideUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }

/* ==================== Scrollbar ==================== */
::-webkit-scrollbar { width: 6px; height: 6px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: var(--text-muted); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: var(--text-secondary); }

/* ==================== Error ==================== */
.error-msg { color: var(--danger); font-size: 13px; margin-top: 4px; }

/* ==================== Dark Mode Overrides ==================== */
body.dark .fb-type-zb { background: rgba(26,115,232,.15); }
body.dark .fb-type-cp { background: rgba(176,96,0,.15); }
body.dark .fb-type-benefit { background: rgba(6,95,70,.15); }
body.dark .fb-type-fee { background: rgba(157,23,77,.15); }
body.dark .card-mini-fee { color: var(--warning); }
body.dark .tabs { border-color: var(--border); }
body.dark .search-input-field { background: var(--bg-input); }
body.dark .hotel-tag-bank { background: rgba(10,132,255,.15); }
body.dark .hotel-tag-benefit { background: rgba(255,159,10,.15); }

/* ==================== Responsive ==================== */
@media (max-width: 600px) {
  .container { padding: 16px 14px; }
  .card { padding: 24px; border-radius: var(--radius-md); }
  .auth-box { margin: 40px auto; }
  .add-card-form { padding: 16px; }
  .add-card-form .form-row { gap: 16px; margin-bottom: 4px; }
  .add-card-form .form-group { margin-bottom: 16px; }
  .add-card-form .input, .add-card-form .select {
    padding: 12px 14px;
    font-size: 16px;
    min-height: 48px;
  }
  .add-card-form label {
    font-size: 13px;
    margin-bottom: 6px;
  }
  .add-card-form .btn {
    min-height: 44px;
    padding: 10px 20px;
    font-size: 14px;
  }
  .card-item .card-dates { flex-direction: column; gap: 4px; }
  .dashboard-header { flex-direction: column; align-items: flex-start; }
  .bank-group-cards { grid-template-columns: repeat(2, 1fr); }
  .stat-grid { grid-template-columns: repeat(2, 1fr); gap: 8px; }
  .subtab-group { flex-wrap: wrap; gap: 4px; }
  .subtab-btn { flex: 1 1 calc(50% - 4px); min-width: 0; font-size: 12px; padding: 8px 10px; }
  .benefit-row-main { gap: 8px; }
  .modal-content { padding: 24px; border-radius: var(--radius-lg); }
  .tpl-filter-row { flex-direction: column; gap: 8px; }
  .tpl-filter-row .select, .tpl-filter-row .input { width: 100% !important; min-width: 0 !important; }
}
@media (min-width: 601px) and (max-width: 900px) {
  .bank-group-cards { grid-template-columns: repeat(3, 1fr); }
}